Christo Botha
Financial Planner
CERTIFIED FINANCIAL PLANNER®
Jaap Roux
Managing Director
CERTIFIED FINANCIAL PLANNER®
Dürr Steenkamp
Financial Planner
CERTIFIED FINANCIAL PLANNER®
Joubert du Toit
Financial Planner
CERTIFIED FINANCIAL PLANNER®
Anel Groenewald
Financial Paraplanner
Lieneke Ferreira
Financial Paraplanner
Susan Oosthuizen
Office Administrator
Sonet Mostert
Office Administrator
We keep our team small so that we can engage with you on a personal level without compromising our level of expertise or the quality of advice we give.
We embrace technology so that we can innovatively anticipate your needs; researching, communicating and providing advice around financial planning, investment decisions and short term insurance that is always up-to-date and in your best interests.
When we talk about building financial resilience, we often look at external things. We look at our emergency funds, our insurance policies, and our diversified portfolios. We build fortresses to protect us from the uncertainties of the world. But true resilience—the ability to weather storms and make good decisions under pressure—does not start with your […]
Let’s be honest. Nobody wakes up excited to pay their car or home insurance premiums. It is the ultimate “grudge purchase”. You pay for something you hope never to use. Every month, you see that money leave your account, and if you are lucky, you get absolutely nothing in return but silence (and peace of […]
There is a phase in our financial lives that is purely about accumulation. We work hard, we save, and we watch the numbers grow. We are taught that a bigger number equals a better life. But there often comes a point where the goal of “more” stops bringing satisfaction and starts bringing anxiety. We see […]
In the world of finance, it is easy to get distracted by the shiny objects. We hear about the next big tech stock, cryptocurrency, or complex hedge fund strategies. We are naturally drawn to the exciting, the new, and the sophisticated. Especially after the holidays, when we’ve sat with everyone who seems to have “done […]
We live in an era that seems to worship speed. We are conditioned to believe that faster is always better. Faster internet, same-day delivery, instant replies, and real-time market updates. When we face a problem—whether it is a stalled career, a family complication, or a sudden shift in the economy—our instinct is often to match […]
We tend to assume that the journey to financial success is linear. We imagine that as our net worth rises, our stress levels will fall. We believe that once we hit a certain number (let’s call it the “freedom number”), anxiety will simply evaporate. Yet, in our conversations with successful individuals and families, we often […]
We often talk about the emotional side of money, but sometimes the barrier to peace of mind is purely logistical. Over a lifetime of working, moving, and saving, it is normal to accumulate a “financial junk drawer”. You might have a pension from a job you left ten years ago, a savings account opened on […]
For generations, families have carried financial stress in silence. Conversations about money are so often still avoided, shared in whispers, or shut down entirely. Sometimes out of shame. Sometimes out of tradition. Often out of fear. But what if we could change that? What if you could be the generation that stops the silence and […]
(This is the last blog of three about biases and how they impact our financial planning, all published this month.) If you’ve ever walked away from a brilliant webinar or insightful podcast thinking, “Yes! I’m going to make a change,” and then done… nothing, welcome to the club! Change is hard. Not because we’re lazy, […]