Personal & Professional

We know our clients • We know our industry

Christo Botha

Financial Planner
CERTIFIED FINANCIAL PLANNER®

Jaap Roux

Managing Director
CERTIFIED FINANCIAL PLANNER®

Laurentius Van Den Worm

Financial Planner
CERTIFIED FINANCIAL PLANNER®

Willem Van Der Merwe

Financial Planner
CERTIFIED FINANCIAL PLANNER®

Dürr Steenkamp

Financial Planner-in-Training

We keep our team small so that we can engage with you on a personal level without compromising our level of expertise or the quality of advice we give.

We embrace technology so that we can innovatively anticipate your needs; researching, communicating and providing advice around financial planning, investment decisions and short term insurance that is always up-to-date and in your best interests.

Deeper Values

Your true value is not simply the value of your current possessions or position; it’s about a journey of growth. Our financial planning journey with you is focussed on helping you make better decisions to keep growing! We continuously strive to create an environment of prosperity.

Helping our clients define meaning for their money

Plan & Protect

• that which means the most to you •

Financial Planning

Your life is under constant change - financial planning helps you plan for, and protect, each season of life. We are qualified and licensed to independently advise you on the best possible solutions.

Investment management

We provide comprehensive solutions that are diversified and closely monitored in line with your unique profile. This is updated as the investment environment or your objectives change.

Short Term Insurance

Risk is part of every human endeavour, but vulnerabilities can be reduced with a well-structured insurance portfolio. We understand and assist individuals as well as business entities.

Our Framework

We have built our own models and tools, upon tested and validated methodologies, to deliver an uncompromising level of service that keeps us independent of products and product provider agendas and enables us to focus on helping you define meaning for your money.

Helping Your Business

We are committed to helping your business grow;
empowering you to reach your goals and build into our community.

Testimonials

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

TESS T. MONIAL

Founder of Testy Tastes

Articles

Who wants to save more?
This is not such an easy question to answer. Many of us may shoot up our hands, quickly realizing that what follows is a tough call-to-action: “Then start saving!” So we shrivel back and think we’ll rather start saving next month, or when we get our next increase. Others, already encumbered with tough monthly expenses,Continue reading
Why Mental Health needs our attention
The journey of developing your life can be challenging on your mind and overall well-being. Prioritizing mental health can help us build the resilience we need to find fulfillment at work and in our personal relationships.  Often we focus on physical health and the list of things we want to accomplish. It’s important to rememberContinue reading
The difference between Medical Aid, Medical Insurance and GAP Cover
It is easy to think that the terms Medical Aid, Medical Insurance and GAP Cover refer to the same thing. Although they all serve to help you afford medical care, there are some subtle differences.  Getting a clear understanding of these words will help you get savvy with your options. If you already have healthContinue reading
How much is enough?
Medical aid (including insurance products) contributions need to form part of our overall financial planning. Every year these products are adjusted slightly – both in how much they cost in monthly premiums and in what they cover. These increasing costs can feel burdensome and unnecessary to those who seldom use their medical cover, but theyContinue reading
Pre-Lockdown vs Post-Lockdown Spending Trends
The largest factor in our wealth creation, and our wealth protection, is our behaviour. How we choose to save and how we choose to spend are the habits that will determine if we are able to grow our money over time, or if we will erode it over time. There are other factors, certainly. WeContinue reading
Why we need losers in our portfolio
There is a strange behavioural effect where investors tend to sell winners early and hold onto losers for longer. You would think that investors would offload their losers as soon as possible and hold onto their winners so that they keep winning, but the opposite is often found to be true. This is known asContinue reading
ETF not EFF
Not to be confused with the EFF (the South African political party or the lesser-known Electronic Frontier Foundation…), ETFs have been gaining popularity in investment portfolios for about a decade. ETFs (exchange-traded funds) were first developed in the early 1990s by Nathan Most, they offer both retail and institutional investors a great passive investment option.Continue reading
Stay abreast of your healthcare cover
Whilst October is Breast Cancer awareness month, cancer has become a disease that was touted in 2018 as the second leading cause of death. It’s a tragedy that has most likely affected your family, and the families of your friends, colleagues and neighbours. The World Health Organization claims that between 30-50% of cancers can currentlyContinue reading
Markets don’t make you money
Markets don’t make you money; your habits… make you money. As creatures of habit, we ultimately become our own best friend, or our own worst enemy. This is why it’s important to be mindful of how our emotions affect our choices and influence our behaviour. We can remind ourselves of this time and time again,Continue reading
Why hobbies help
Time is our greatest investment opportunity – we should invest the time that we have in a diverse portfolio of activities that will provide us with positive returns. Having a solid routine helps us to squeeze utility out of our time. However, if we get stuck in the same routine for too long it canContinue reading
1 2 11

Contact Us

Tel: 021 886 9547
Fax: 021 886 4115

Email: info@vanderbylbergh.co.za

110 Dorp Street
Stellenbosch