Have you ever paused to consider what your behaviour might be saying about you… to you? It’s a fascinating thought, isn’t it? All behaviour is a form of communication. Every action we take, every choice we make, sends a message, not only to the world around us but also to ourselves. In the realm of...Continue reading
Life’s a bit of a puzzle, isn’t it? We look at our problems and think, “Oh, that’s straightforward enough.” But then we start digging, and suddenly we’re in a whole different ballgame. It’s like peeling an onion – layer after layer, each revealing something new. And you know what? There’s a reason for all this...Continue reading
What if the key to unlocking a richer, more fulfilling life lies not in doing more, but in doing less? In our hyper-connected world, where the lines between work and personal life are increasingly blurred, this question has never been more relevant. The older we get, the more we see and learn how burnout can...Continue reading
ENHANCING FINANCIAL WISDOM: FROM PRICE COMPARISON TO SPENDING AWARENESS The simple act of pausing before making a financial commitment can transform your budget and savings strategy, echoing the thoughtful approach advocated by Benjamin Franklin: “Beware of little expenses; a small leak will sink a great ship.” Taking a moment to think before you buy significantly...Continue reading
Once upon a time, in a land not so far away, there lived a magical creature known as the Retirement Fairy. This benevolent being was said to wave its wand and miraculously transform meagre savings into bountiful nest eggs, rescuing procrastinators and under-savers from financial distress in their golden years. It’s a comforting tale, isn’t...Continue reading
THE ART OF MINDFUL SPENDING: HOW TO COMBAT IMPULSE BUYING In the rush of daily life, the urge to make spontaneous purchases can be compelling. Yet, giving in to this impulse often leads to clutter, not just in our homes but in our financial lives as well. Warren Buffett wisely advised, “If you buy things...Continue reading
Also known as the gambler’s fallacy, the Monte Carlo fallacy is the mistaken belief that past events can influence future outcomes in situations where the events are actually independent. This fallacy, or cognitive bias, originates from the world of gambling, where players may erroneously believe that a streak of losses makes a win more likely...Continue reading
The road toward financial independence and a meaningful life is seldom straight or smooth. It’s a path fraught with challenges, requiring not just financial acumen but also a steadfast commitment to your long-term goals. The words, “I’m not telling you it’s going to be easy. I’m telling you it’s going to be worth it,” resonate...Continue reading
Sometimes, we can be hardest on ourselves (and others) when working with money! This could be because we’ve been taught to think that our success is largely determined and defined by numbers, investment strategies, and external factors that impact our financial well-being. However, true financial success is most often rooted in our internal world—our thoughts,...Continue reading
70 is the new 60! We live in an era where longevity is increasing, and living costs are surging; the traditional concept of retiring at 65 is undergoing a significant transformation. It’s becoming evident that the golden years of retirement, once anticipated as a time of leisure following a fixed endpoint in one’s career, no...Continue reading